LNDR$ + FRNDS
Learn to Become the Bank — With Your Own Money
LNDR$ + FRNDS teaches high-earning professionals how to safely lend their own capital on real estate and business deals — with a clear legal framework, step‑by‑step training, and a community that has your back for a full year.
Is This You?
You're great at earning money — not as confident about growing it. If you identify with the scenarios below, you're in the right place to discover how to take control of your financial future.
High-Earning Professional
A doctor, lawyer, engineer, or corporate professional with strong W‑2/1099 income.
Savvy Investor
A real estate investor or entrepreneur with cash sitting in the bank, seeking better returns.
Seeking Alternatives
Someone who’s tired of only having stocks, index funds, or “set it and forget it” options.
Regulatory Worries
You've heard about private money lending, but you don’t want to get in trouble with regulators.
Paperwork Pitfalls
You don’t want to lose money because you missed something critical in the paperwork.
Loss of Control
You don’t want to hand your money to a fund and hope for the best.
If any of these resonate with you, LNDR$ + FRNDS offers a comprehensive solution designed to empower you with the knowledge and community support needed to lend your capital safely and effectively.
We Don’t Take Your Money. We Teach You How to Lend It.
LNDR$ + FRNDS is an education and community platform that helps you:
Understand Private Lending
Demystify how private lending actually works, cutting through complex legal jargon to provide clarity.
Structure Your Loans
Learn to structure and document your own loans correctly, ensuring legal compliance and security.
Evaluate Real Deals
Utilize simple frameworks to assess real estate and equipment deals effectively, making informed decisions.
Start Small, Grow Big
Begin with smaller, short-term loans to gain experience, protect your capital, and build confidence.
Increase Your Skill
Progress to larger deals as your confidence and expertise grow, expanding your lending portfolio.
You stay in control of your money, always.
We provide the training, essential tools, and unwavering support, ensuring you're never alone on your lending journey.
Your Path to Becoming a Confident Private Lender
The LNDR$ + FRNDS journey empowers you with comprehensive knowledge, ongoing support, and practical guidance to successfully navigate private lending.
1
Start with the Private Lending Accelerator
In just 4 weeks, master the essential lending framework. Understand business vs. consumer loans, state regulations, core legal documents, and how to assess risk, collateral, and returns to protect your capital.
2
Get One Year of Community Support
After the Accelerator, you're never alone. Benefit from weekly office hours for Q&A and deal workshops, ongoing trainings on real estate and equipment lending, and a diverse community of peers learning alongside you.
3
Do Your First (or Next) Deal — With Backup
Many members complete a loan during or soon after the Accelerator. Bring your potential deals, and we'll help you analyze the borrower, numbers, documents, and closing steps. You make the final decision, fully informed.
Frequently Asked Questions
Is private lending legal in my state?
Yes, private lending is legal when done properly. Our community teaches you how to research and navigate state and federal regulations, proper documentation, and ethical lending practices.
How much money do I need to start?
While there's no strict minimum, most of our members start with at least $5,000-$25,000 to fund their first deals. We help you find opportunities that match your available capital.
What kind of returns can I expect?
Returns vary based on the type of loan, terms, and risk level. Our members typically see returns between 10-20% annually, with some short-term lending opportunities yielding even higher returns.
What if I’ve never done a loan before?
Absolutely! Most of our members start with little to no experience in private lending. Our structured education and supportive community are specifically designed to guide beginners through their first deals with confidence.
How much time does this require?
The time commitment is flexible and based on your goals. Some members dedicate 2-3 hours weekly to learning and networking, while others immerse themselves more deeply. Our Accelerator Program has specific time requirements, but our general community is designed to accommodate busy professionals.
What if I invest and the borrower doesn't pay?
We teach comprehensive default protection strategies, including proper loan documentation, collateral requirements, and legal recourse options. While no investment is without risk, our education focuses heavily on proper due diligence to minimize the likelihood of default.
Why LNDR$ + FRNDS Is Not “Just Another Real Estate Course”
We stand apart by offering a comprehensive, compliance-focused approach to private lending, ensuring you're not just learning, but truly prepared to succeed.
Legal-First Approach
Co-founded by an attorney and a pilot, our program prioritizes compliance, robust documentation, and proactive risk management over quick fixes or unrealistic promises.
Empowering You as the Lender
We don't pool funds. Instead, we empower you with the skills to underwrite, structure, and manage your own loans, giving you full control and direct involvement in your investments.
Personalized, Small-Group Learning
Our small cohort sizes ensure you receive personalized attention, enabling you to ask specific questions and get tailored guidance on your unique situations and potential deals.
Explore Diverse Deal Types
Gain exposure to a wide array of deal types beyond traditional real estate, including equipment lending for trucks, vending machines, and medical spa equipment, diversifying your portfolio.
After Working With Us, You’ll Be Able To:
Explain what you do as a private lender in one clear sentence
Decide quickly if a deal fits your risk tolerance
Read and understand the key terms in your loan documents
Set interest rates and terms that match the risk of the deal
Work with attorneys, title/escrow, and other pros without feeling lost
Build a small portfolio of short-term, cash-flowing loans that make sense for you
This is education, not investment advice. You stay in control of your decisions and your capital.
Ready to Explore Private Lending the Right Way?
Choose the path that fits you best to start or advance your private lending journey with LNDR$ + FRNDS:
I’m ready to learn the full framework
Dive deep into our comprehensive program designed to equip you with all the knowledge and tools for successful private lending.
I want to see if this is a fit first
Let's chat! Schedule a no-pressure call with our team to discuss your goals and how LNDR$ + FRNDS can help.
I just want to learn more quietly
Access our curated collection of free trainings and guides to get a taste of our insights and expertise.
A Safer Way to Step Into Private Lending
We can’t remove all risk — no one can. What we can do is help you:
Avoid common legal and documentation mistakes
Ask better questions before you wire a dollar
Build a lending practice that fits your life, income, and goals
If you’re serious about becoming the bank — and doing it the right way — we’d love to support you.
Success Stories
Sarah K. | Healthcare Professional
"Within just 3 months of joining the Accelerator, I funded two loans and generated $3,500 in returns – that's 17.5% interest in just 90 days! The step-by-step guidance gave me the confidence to take action."
Michael T. | Technology Executive
"I was skeptical at first, but the community helped me structure my first $15,000 loan that returned $1,500 in just 45 days. That's a 10% return in less than two months – far better than my traditional investments."
Jennifer L. | Small Business Owner
"After years of watching my retirement accounts grow at a snail's pace, I made my first private loan through what I learned in the community. My $14,000 investment returned $1,400 in just 30 days."
*Names have been changed to protect the identity of students.
Not Ready to Join Yet? Start With Free Resources.
If you’re still exploring private lending, we’ve got you.
Watch our trainings and download guides that walk you through the basics — without the fluff.
Free Course
How to Lend from Your Savings
Learn the basics of private money lending—including what it is, how it works, and how to get started.
Free Guide
5 Key Questions New Private Lenders Miss
Avoid the mistakes most beginners make with this powerful guide to asking better questions and structuring safer deals.
YouTube Channel
Catch replays, tips, and powerful interviews. Whether you want to understand deal structure, borrower evaluation, or how to roll over a 401(k), we've got something for you.
Social Media
Follow us on Instagram and Facebook for daily tips, event updates, and real-world lender stories from our community members.
About the Founders
At LNDR$ + FRNDS, we demystify private lending and provide a platform where members can learn, connect, and grow their financial knowledge and networks.
Born from recognizing that traditional investment approaches often leave even high-income earners struggling to build true wealth, our community bridges the gap between having capital and knowing how to make it work effectively.
Founders Ashlee and Samonae created LNDR$ + FRNDS while excelling in their fields as an attorney and pilot. They built a thriving community where members learn practical strategies and gain confidence to execute private lending deals.
Partner With LNDR$ + FRNDS
Have a community of high‑earning professionals or investors who want to learn private lending the right way? We partner with organizations, masterminds, and event hosts to teach legal‑first, practical private lending education.
Event Sponsorships
Virtual + in-person summits, workshops, and meetups
Program Sponsorships
Support a cohort of the Private Lending Accelerator
Product Placement
Feature your brand in our courses and community tools
Co-Branded Content
Collaborate on educational webinars and resources